Different Car Insurance Policy

What are the different car insurance policy types?

If you're looking to buy car insurance, it's easy to feel baffled about the different types of policy on offer, especially when there's such a large number of insurers offering such a wide range of different deals.
But it's worth getting to grips with the various levels of cover, as this will ensure you buy the right policy for your particular circumstances.

 

Third Party car insurance

if you own a car and want to drive on the UK's public roads, third party car insurance is the minimum level of cover required by law. However, the cover provided by this type of policy is very basic. Third party cover simply agrees to pay for damage caused to other people's property, or compensation or costs related to injuries they sustain, in an incident adjudged to be the fault of the covered driver.

 

Third Party Fire and Theft Insurance

If you're looking for a greater layer of protection than that offered by third party only cover, you could consider third party fire and theft car insurance. This type of policy offers the same level of cover as that offered by third party only policies, but in addition, it also offers protection against loss or damage if your own car is burnt or stolen.

 

Fully Comprehensive Car Insurance

If you're looking for the greatest level of cover from your car insurance policy, you should consider fully comprehensive car insurance. This includes cover for damage to your own vehicle as well as any damage suffered by others from a range of causes, including accident, fire and theft.

 

Compare different car insurance types

If you're looking to buy a car insurance policy, you can compare deals from a wide range of providers with just a few clicks of the mouse at MoneySupermarket. This will help you save money by showing you the cheaper car insurance quotes available.