Comprehensive Car Insurance Offers Extra Protection
Comprehensive car insurance is a core insurance coverage that helps you prepare for the unexpected. Typically, comprehensive auto insurance is purchased in addition to the liability insurance that's required by most states to drive legally.
Comprehensive car insurance coverage pays for damage caused by covered events other than a collision with another vehicle, such as vandalism or hail damage. Without comprehensive coverage, you may have to pay to repair these kinds of damages to your car, which can outweigh the price of your policy.
Learn the basics of comprehensive car insurance
Add endorsements to your comprehensive auto insurance for even more protection
It’s easy to customize your auto insurance policy with a variety of endorsements, all designed to make your life easier, such as:
- Collision coverage
- Towing and labor
- Rental reimbursement
Adjust your comprehensive car insurance to fit your needs
Some policies will insure your vehicle for its actual cash value rather than for the replacement cost. That reflects the current value of the vehicle, not what you paid for it. In some states, you can purchase extra coverage, such as gap coverage, new car replacement coverage or vehicle value upgrade. These coverages offer extra protection for newer cars.
